Engagements
Named examinations, not a menu of products.
Each engagement below is a piece of work you can actually commission. Fees are quoted after we have seen the state of the file. Nothing on this site is a checkout, a subscription, or a timed offer.
E-wallet application financial audit
An independent examination of the financial evidence packed into an e-wallet or e-money service application, before it is lodged with the regulator.
Written opinion, exception schedule, and a working-paper pack the applicant can keep on file
Customer-fund safeguarding review
A focused review of how customer electronic money is segregated, confirmed, and reconciled — the chapter regulators read first when the rest of the file is noisy.
Safeguarding memorandum and a reconciliation workbook tied to bank confirmations
Forecast and capital adequacy examination
A line-by-line examination of volume, float, fee, and capital workings so the application’s numbers survive a sceptical reading.
Annotated model notes and a capital bridge the board can adopt
Settlement and merchant payout audit
For wallets already moving money, an audit of settlement cycles, failed payouts, suspense, and the liability to merchants and customers.
Reconciliation findings and a cut-off pack for the application or for an internal audit committee
Pre-submission application file review
A last independent read of the packed financial chapters, exhibits, and confirmations before the file leaves the building.
Marked-up file notes and a go / hold recommendation on the financial chapters